If your laptop is lost of Luggage, you will be covered if expenses insurance?

If your laptop is lost of Luggage, you will be covered if expenses insurance?

With the ban on transportation of electronics on most flights from the Middle East and North Africa, it is likely that you will have to test expensive electronics before departure, to prove that it is working. Sorry that you almost can’t do anything to compensate for its value in case of loss or damage.

Regardless, do you have to check the laptop or not, airlines are not inclined to take responsibility for any damage, theft or loss of items. Virtually all contracts of carriage of each of the major airlines have indicated that you agree to all the conditions of using its services. For example, United, American Airlines and Delta say the same thing: we will take your Luggage, but we are not responsible for him if anything happen.

Even worse, most insurance does not reimburse your losses. Travel insurance — good idea, but it’s not perfect. Some insurance companies will travel to cover loss or damage of Luggage items, but the amount of insurance and costs can vary considerably, and, besides, not all of them includes electronic products such as laptops and cameras.

«The amount of insurance coverage almost always has a limit for each unit. It depends on company policy, but usually the amount is about $ 200 per item. If you are traveling with a laptop for $ 1,500 and a camera for $ 1000 and something happens, you get only a fraction of the cost,» says Julia, Loffredi, editor InsureMyTrip for the Los Angeles Times.

In addition, Loffreda notes that the travel insurance should be a last resort when recovering such losses.

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